Credit cards
Explore and compare credit cards to find the one that suits you best.
Find the right card for you
Discover our range of credit cards and compare their annual fees, offers and benefits and find out which card is best suited for you.
HSBC Live+ dining offers
Indulge your inner foodie with dining discounts locally and across Asia, just by showing your HSBC Live+ Credit Card.
Credit card offers
Each credit card gives you that little bit extra with an exclusive range of offers across electronics, travel, dining and more.
Our credit card range
HSBC Premier Credit Card
From travel to gourmet dining, your HSBC Premier Credit Card offers a range of exclusive benefits.
HSBC Live+ Credit Card
Dine, shop and have fun with extra cashback.
HSBC Visa Platinum Credit Card
The credit card that brings you the best of the best with exciting rewards and exclusive privileges.
Everything you need to know about our credit cards
Find out more about how our credit cards work. Please note that there may be additional joining fees that apply for your chosen card.
How does a credit card work?
Our step-by-step guide on how credit cards work and how to make the most out of them.
The differences between a credit card and debit card
Understand the differences between a credit card and debit card and you'll know when to use them both.
4 types of credit cards
We compare the most common types of credit cards in India, and what they're used for.
5 ways to improve your credit score
We outline some of the ways in which you can boost your score for better borrowing.
Credit card eligibility: What criteria and documents are needed?
At HSBC, we have a simple credit card eligibility criteria and requirement for all our credit cards. Read on to learn more about the documents required.
Benefits and features
Additional benefits and features to manage your existing credit card and balances.
Credit card rewards
Use your credit card and earn Reward points to redeem against products, flights and more.
Balance transfer
Transfer your outstanding credit card balance to an HSBC credit card to enjoy easy repayments at a lower interest rate.
Balance conversion
Enhance the joy of a new purchase
Cash on Equated Monthly Instalments (EMI)
Convert the limit on your credit card into cash and repay in equated monthly instalments.
Instant EMI
Repay your purchases with your HSBC credit card in equated monthly instalments so you can pay your bill at your convenience.
Loan on phone
Convert your purchases into affordable monthly instalments via the HSBC India Mobile Banking app.
Fuel surcharge waiver
Make annual savings of up to INR3,000 on fuel surcharges with our credit card waiver.
Google Pay
If you've got an Android mobile device, then you can use Google Pay for a fast, secure, and simple way to use your HSBC credit cards to pay online or in stores.
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Pros and cons of having multiple credit cards
You may be asking yourself, is it good to have multiple credit cards? Explore the benefits of having multiple credit cards at once, as well as the risks.
A guide to upgrading your credit card
Have you outgrown your credit card? Consider upgrading your credit card to enjoy extra credit card benefits like improved interest rates, perks and more.
7 steps to adding credit cards to UPI apps
Learn how to send and receive money through a UPI ID without needing a bank account or IFSC code.
Tips for using a credit card balance transfer
If used wisely, transferring your credit card balance can be a good way to manage your debt.
Help & support
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